Shop Pay offers you the option to pay in full
at checkout, or to split your purchase into regular payments with Shop Pay
Installments. Installment options vary by store and can be used on orders over
$50 USD, including discounts, shipping, and taxes. 

Shop Pay Installments is introducing monthly
payments for orders up to $17,500.00. Customers have the option to pay in 4
payments or monthly installments at checkout.

For purchases split into 4 bi-weekly payments,
there are no additional charges or interest rates applied. Purchases split into
monthly payments may be subject to interest.

You can pay your
balance off early without penalty.

There are no late
fees. However, partial or late payments may affect your ability to use Shop Pay
Installments in the future.

 

Your credit scores aren't impacted if your purchase is split into 4
bi-weekly payments using Shop Pay Installments. If your purchase is split into
monthly payments, then your payments may be reported to a credit bureau.To use Shop Pay
Installments, your shipping address needs to be in the United States. 

There are some items that you can’t use Shop
Pay Installments to purchase, including, but not limited to:

Cash advancesIllegal items and activitiesWeapons, including parts and accessoriesNarcoticsRegulated products such as alcohol,
tobacco, or drug paraphernaliaCurrency, including cryptocurrencyPayPal, Venmo, and other money transfer
servicesLoan and credit card payments

Learn more about Affirm’s terms of service or Shop’s terms of service.